Privacy Policy
Effective October 19, 2026
Modern Legacy Strategies ("we," "us," or "our") is operated by Mike Fernandez, a licensed insurance agent based in the San Antonio, Texas area. This policy explains what information we collect, how we use it, and the choices you have.
Information we collect
- Information you give us: your name, phone number, email address, state, and the best time to reach you when you fill out a form, start a chat, or reply to an ad.
- Information from ad platforms: if you submit a lead form on Facebook or Instagram, Meta shares the details you entered with us.
- Basic site data: standard technical information such as browser type and pages visited.
How we use your information
- To respond to your request and schedule a conversation
- To send appointment reminders and follow up on questions you asked
- To provide life insurance education and quotes you requested
- To keep records required by law and by the insurance carriers we work with
We do not sell your personal information.
Text messaging (SMS)
If you provide your mobile number and agree to receive texts, we may send you messages about your inquiry, appointment scheduling, and reminders. Message frequency varies. Message and data rates may apply. Reply STOP to opt out at any time or HELP for help. Consent to receive texts is not a condition of any purchase.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties. Information sharing to subcontractors in support services, such as customer service and the messaging platform that delivers our texts, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
When we share information
We share information only as needed to serve you:
- With insurance carriers when you choose to request a quote or apply
- With service providers that help us operate, such as our CRM, scheduling, and messaging platforms, who may use it only to provide those services
- When required by law or to protect our rights
Your choices
- Reply STOP to any text to stop messages
- Use the unsubscribe link in any email
- Contact us to access, correct, or delete your information
Security
We use reasonable safeguards to protect your information. No method of transmission or storage is completely secure.
Children
This site is not directed to children under 13, and we do not knowingly collect their information.
Changes to this policy
We may update this policy. The effective date above shows when it last changed.
Contact us
Modern Legacy Strategies
Mike Fernandez
Phone: 210.712.8280
Email: mikefernandezsolutions@gmail.com