Terms & SMS Terms
Effective October 19, 2026
Text messaging program
Program name: Modern Legacy Strategies Client Follow-Up
What you'll receive: When you give us your mobile number and agree to receive texts, Modern Legacy Strategies (Mike Fernandez) may text you about your life insurance inquiry, appointment scheduling, and appointment reminders.
Message frequency: Varies, typically 1 to 5 messages per inquiry.
Cost: Message and data rates may apply.
Opt out: Reply STOP at any time to stop receiving messages. You will receive one final message confirming you have been unsubscribed.
Help: Reply HELP for help, or call 210.712.8280.
Consent to receive text messages is not a condition of any purchase. Carriers are not liable for delayed or undelivered messages.
See our Privacy Policy for how we handle your information. Mobile information and text messaging opt-in data are never shared with third parties for marketing purposes.
Educational information only
Content on this site is general education about life insurance and related topics. It is not tax, legal, or investment advice. Consult your tax or legal professional for guidance specific to your situation.
Insurance products
Insurance availability, eligibility, benefits, and costs depend on the carrier, policy, underwriting, and state. Living benefits are subject to policy terms. Nothing on this site is an offer to sell insurance in any state where we are not licensed.
Use of this site
You agree to use this site for lawful purposes only. We may update site content and these terms at any time. The effective date above shows when these terms last changed.
Limitation of liability
This site is provided "as is." To the extent permitted by law, Modern Legacy Strategies is not liable for damages arising from your use of the site.
Contact
Modern Legacy Strategies
Mike Fernandez
Phone: 210.712.8280
Email: mikefernandezsolutions@gmail.com